The No. 1 Virtual Card

For Scaling Facebook Ads.

Separate cards for ad accounts or campaigns and no billing surprises, even at scale

Pil cards work on

  • LinkedIn logo
  • Coursera logo
  • Facebook logo
  • Intercom logo
  • Slack logo
  • Adobe logo
  • MongoDB logo
  • DigitalOcean logo
  • LinkedIn logo
  • Google logo
Network diagram showing Apple Pay connected to multiple payment and technology platforms including Google, Amazon, Facebook, AWS, and various fintech services via dotted lines.
Network diagram showing Apple Pay connected to multiple payment and technology platforms including Google, Amazon, Facebook, AWS, and various fintech services via dotted lines.
Network diagram showing Apple Pay connected to multiple payment and technology platforms including Google, Amazon, Facebook, AWS, and various fintech services via dotted lines.

Facebook Payment

Facebook Payment

All in Check
All in Check

Pil brings order to Facebook ad spend, no matter how many clients or accounts you’re running.

Always accepted by

Facebook Ad

Team-specific virtual cards for individual ad accounts or clients:

Virtual cards accepted by Facebook Ads and all major advertising platforms

Clear and pre-set ad budgets per card or campaign

Real-time dashboard to manage and track all spend and ad accounts

Designed for team management across startups and growing marketing teams

Easy-to-use interface with 24/7 support

Visa credit card with gradient purple, pink, and yellow design, displaying card number and cardholder name, with Instagram logo in top right corner.
Visa credit card with warm gradient background, cardholder name Yuki Yoshinaga, and Facebook logo in top right corner.
Visa credit card with blue swirling design, card number, cardholder name, and Meta Pay logo.

How it works

Managing Facebook ad spend across campaigns, accounts, or clients can be simple:

Assign Card

Assign a virtual card for each campaign, ad account, or client

Make Payment

Pay for Facebook Ads securely without using personal cards

Track Expenses

Track every campaign charge in real time, per card or account

Set Limt

Set spending limits to keep every campaign budget on track

Freeze or Deactivate

Freeze or deactivate cards when a campaign ends or budgets change

Credit Score

Protect your business credit score

Built to

Built to

Control Ad Spend

Control Ad Spend

Pil transforms virtual card spend data into your most powerful lever for growth and control.

Soft pastel gradient background with blended colors transitioning from blue and pink to cream and green.

Frequently Asked Questions

Does a PIL virtual card work for Facebook and Instagram Ads?

Meta charges my card when I hit a billing threshold. Will PIL handle that?

My Meta Ads account was restricted because a payment failed. Will PIL stop this?

Can I set a spending limit to control my Meta campaign costs?

Can I use one PIL card for both Facebook and Instagram Ads, or do I need separate cards?

Why do African bank cards get declined on Meta Ads?

Get Started In Just Minutes

Get Started In Just Minutes

From marketing teams scaling Facebook campaigns, to finance leads who need full visibility without the back-and-forth

Fund Wallet

Add funds in Naira, Cedi, or Stablecoins & your wallet is ready instantly

Create a Card

Issue a virtual card per team, vendor, or spend category with limits pre-set

Set Limits

Configure merchant locks, spend caps, and expiry dates before a single payment goes through

Run Campaigns

Attach the card to Facebook Ads and launch without delay

Fund Wallet

Add funds in Naira, Cedi, or Stablecoins & your wallet is ready instantly

Create a Card

Issue a virtual card per team, vendor, or spend category with limits pre-set

Set Limits

Configure merchant locks, spend caps, and expiry dates before a single payment goes through

Run Campaigns

Attach the card to Facebook Ads and launch without delay

Fund Wallet

Add funds in Naira, Cedi, or Stablecoins & your wallet is ready instantly

Create a Card

Issue a virtual card per team, vendor, or spend category with limits pre-set

Set Limits

Configure merchant locks, spend caps, and expiry dates before a single payment goes through

Run Campaigns

Attach the card to Facebook Ads and launch without delay

The Spend OS for

The Spend OS for

Global Business
Global Business

Because payments shouldn’t hold your business back

Navigation menu with five options: Overview, My Cards, Wallet, Transactions, and User Access.
Navigation menu with five options: Overview, My Cards, Wallet, Transactions, and User Access.

Intuitive Navigation

Intuitive navigation: access anything in seconds

Banking dashboard showing 5 available cards with $100,237.90 total balance, monthly spending of $12,340, and an "Add a new card" button.
Banking dashboard showing 5 available cards with $100,237.90 total balance, monthly spending of $12,340, and an "Add a new card" button.
Banking dashboard showing 5 available cards with $100,237.90 total balance, monthly spending of $12,340, and an "Add a new card" button.

Manage Multiple Cards

Manage Multiple cards across teams and projects

Crypto funding

Two "Fund With USDC" buttons, one inactive in light blue and one active in bright blue, each with a dollar sign icon.
Two "Fund With USDC" buttons, one inactive in light blue and one active in bright blue, each with a dollar sign icon.
Three currency symbols representing Nigerian Naira, Cent, and US Dollar in circular icons.
Three currency symbols representing Nigerian Naira, Cent, and US Dollar in circular icons.

Fund in NGN, GHS, or Stablecoins

Dashboard showing three active corporate expense categories: Travel & Entertainment, Software Subscriptions, and Marketing Expenses, with $51,403.30 available balance and view report option.

Team Cards

Assign cards to teams instantly

Transaction history showing two funded card entries and one withdrawal for marketing expenses dated 08/11/2025.

Expense Tracking

Track every expense in real time

Team expenses dashboard showing Marketing at $150.00 and Human Resources at $122.00 with employee counts and timestamps.

Team management

Full team management and spend oversight

Cursor arrow surrounded by sparkle dots, indicating a click or interactive action.

Spend management out of the box

White stylized "P" logo on a tilted blue glass panel with digital pattern background and play button icon.

Watch Demo

Collection of company logos including Adalo, Metaverse, Bubble, Baseten, Slack, Google, Figma, Facebook, Klarna, Amazon, LinkedIn, Coursera, Snyk, and AWS.

Pay on 12,900+ platforms...

Three round ceiling lights with white trim and gray casings shown at different angles.
Three silver coins in isometric view showing different angles and orientations.
Soft pastel gradient background with blended colors transitioning from blue and pink to cream and green.

Pil is operated by Pilpay Technologies Ltd in Canada and Tonic Technologies Limited in Nigeria — financial technology companies, not banks, brokers, or investment advisers. Card, wallet, and USD payment services are facilitated through licensed partners. Product availability may vary by market and partner service coverage.


Pil is PCI DSS compliant and committed to the secure processing and protection of user data. Your data is processed and protected in accordance with applicable data protection laws and regulations. All rights relating to data published on this platform are reserved.


Wallets are funded with US dollar–pegged stablecoins (such as USDT and USDC). While these assets are designed to maintain a stable value, conversion rates may vary at the time of funding or payout. Pil does not provide any investment, trading, or financial advice, and nothing on this platform should be taken as such.

Pil is operated by Pilpay Technologies Ltd in Canada and Tonic Technologies Limited in Nigeria — financial technology companies, not banks, brokers, or investment advisers. Card, wallet, and USD payment services are facilitated through licensed partners. Product availability may vary by market and partner service coverage.


Pil is PCI DSS compliant and committed to the secure processing and protection of user data. Your data is processed and protected in accordance with applicable data protection laws and regulations. All rights relating to data published on this platform are reserved.


Wallets are funded with US dollar–pegged stablecoins (such as USDT and USDC). While these assets are designed to maintain a stable value, conversion rates may vary at the time of funding or payout. Pil does not provide any investment, trading, or financial advice, and nothing on this platform should be taken as such.