Manage Company Spend
Your business expenses and teams, all under control in one place
Pil gives every project or department its own card, its own limit, and a clear paper trail.
Built for Companies
of All Sizes
Instant virtual cards for teams, departments, or vendors:
Multiple virtual cards for teams, projects, or departments
Virtual Visa cards accepted globally across SaaS tools and services
Live dashboard to track all company expenses in one place
Track SaaS subscriptions, recurring bills, and one-off payments
Built for startups, SMEs, and larger enterprises
How it works
Managing spend across multiple teams, tools, and departments can be simple:
Assign Card
Assign a virtual card for each team, department, or project
Make Payment
Pay for SaaS tools and services securely without using personal cards
Track Expenses
Track every expense in real time, per card, team, or department
Set Limt
Set budgets and limits per card to prevent overspending
Freeze or Deactivate
Freeze or deactivate cards instantly when projects end or teams scale down
Credit Score
Protect your business credit score
Pil transforms virtual card spend data into your most powerful lever for growth and control.
Frequently Asked Questions
Can I create separate cards for different teams, projects, or departments?
What’s the difference between freezing and terminating a card?
What happens when an employee leaves the company?
Can I set different spending limits for each card or team?
Are there any fees when my team uses a PIL card to make a payment?
How quickly can my company get started on PIL?
How does my company fund its PIL wallet?
Does PIL support companies in Nigeria and Ghana?
What international tools and platforms work with PIL cards?
Can I track and export all company spending for accounting?
From finance leads managing company-wide spend, to ops teams who need more than one card.
Because payments shouldn’t hold your business back
Intuitive Navigation
Intuitive navigation: access anything in seconds
Manage Multiple Cards
Manage Multiple cards across teams and projects
Crypto funding
Fund in NGN, GHS, or Stablecoins
Team Cards
Assign cards to teams instantly
Expense Tracking
Track every expense in real time
Team management
Full team management and spend oversight
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