Corporate Virtual Card

for Apple Payment.

Keep business and personal Apple Pay spending fully separate without slowing your team down.

Try for free

Try for free

Pil cards work on

Network diagram showing Apple Pay connected to multiple payment and technology platforms including Google, Amazon, Facebook, AWS, and various fintech services via dotted lines.

Network diagram showing Apple Pay connected to multiple payment and technology platforms including Google, Amazon, Facebook, AWS, and various fintech services via dotted lines.

Network diagram showing Apple Pay connected to multiple payment and technology platforms including Google, Amazon, Facebook, AWS, and various fintech services via dotted lines.

Apple Pay Bills

Apple Pay Bills

All in Check

All in Check

Issue team cards, monitor spend in real time, and pull export-ready reports without switching tools.

Always accepted by

Apple

Fund in the currency you choose (Naira, Cedi, Stablecoins)

Start using virtual cards the same day

Let teams pay fast without delays; Apple Pay purchases go through instantly

Set spend limits to prevent leaks; freeze or deactivate cards when campaigns end

Easy-to-use interface with 24/7 support

How it works

Managing team payments through Apple Pay can be this simple:

Assign Card

Issue a dedicated virtual card for each team member, vendor payment, or expense category

Make Payment

Pay securely through Apple Pay without exposing personal or business bank details

Track Expenses

Track every Apple Pay transaction in real time, per card or per team

Set Limt

Set spend limits so no Apple Pay purchase exceeds what you've approved

Freeze or Deactivate

Freeze or deactivate cards the moment a campaign ends or a vendor is no longer needed

Credit Score

Keep all business payments off personal accounts and protect your business credit profile

Get Started Now

Built to Control

Built to Control

SaaS Spend

SaaS Spend

Because payments shouldn’t hold your business back

Soft pastel gradient background with blended colors transitioning from blue and pink to cream and green.

Frequently Asked Questions

Can I use a PIL virtual card to pay for Apple Developer Program membership?

Will a PIL virtual card work for Apple ID billing?

Why does Apple reject Nigerian debit cards?

Is PIL a Visa or Mastercard? Which does Apple accept?

Does PIL work for Apple Developer Program annual renewal?

Can I add a PIL virtual card to Apple Wallet?

Get Started In Just Minutes

Get Started In Just Minutes

From finance leads done with chasing Apple Pay receipts, to ops teams managing vendor payments across departments.

Step 1

Step 2

Step 3

Step 4

Fund Wallet

Add funds in Naira, Cedi, or Stablecoins & your wallet is ready instantly

Get Started Now

Create a Card

Issue a virtual card per team, vendor, or spend category with limits pre-set

Get Started Now

Set Limits

Assign a spending limit per card so every payment stays within budget

Get Started Now

Start Paying

Attach the card to Apple Pay and keep business transactions clean, tracked, and fully separate from personal spend

Get Started Now

Step 1

Step 2

Step 3

Step 4

Fund Wallet

Add funds in Naira, Cedi, or Stablecoins & your wallet is ready instantly

Get Started Now

Create a Card

Issue a virtual card per team, vendor, or spend category with limits pre-set

Get Started Now

Set Limits

Assign a spending limit per card so every payment stays within budget

Get Started Now

Start Paying

Attach the card to Apple Pay and keep business transactions clean, tracked, and fully separate from personal spend

Get Started Now

Fund Wallet

Add funds in Naira, Cedi, or Stablecoins & your wallet is ready instantly

Get Started Now

Create a Card

Issue a virtual card per team, vendor, or spend category with limits pre-set

Get Started Now

Set Limits

Assign a spending limit per card so every payment stays within budget

Get Started Now

Start Paying

Attach the card to Apple Pay and keep business transactions clean, tracked, and fully separate from personal spend

Get Started Now

The Spend OS for

The Spend OS for

Global Business

Global Business

Because payments shouldn’t hold your business back

Navigation menu with five options: Overview, My Cards, Wallet, Transactions, and User Access.

Navigation menu with five options: Overview, My Cards, Wallet, Transactions, and User Access.

Intuitive Navigation

Intuitive navigation: access anything in seconds

Banking dashboard showing 5 available cards with $100,237.90 total balance, monthly spending of $12,340, and an "Add a new card" button.

Banking dashboard showing 5 available cards with $100,237.90 total balance, monthly spending of $12,340, and an "Add a new card" button.

Banking dashboard showing 5 available cards with $100,237.90 total balance, monthly spending of $12,340, and an "Add a new card" button.

Manage Multiple Cards

Manage Multiple cards across teams and projects

Crypto funding

Two "Fund With USDC" buttons, one inactive in light blue and one active in bright blue, each with a dollar sign icon.

Two "Fund With USDC" buttons, one inactive in light blue and one active in bright blue, each with a dollar sign icon.

Three currency symbols representing Nigerian Naira, Cent, and US Dollar in circular icons.

Three currency symbols representing Nigerian Naira, Cent, and US Dollar in circular icons.

Fund in NGN, GHS, or Stablecoins

Dashboard showing three active corporate expense categories: Travel & Entertainment, Software Subscriptions, and Marketing Expenses, with $51,403.30 available balance and view report option.

Team Cards

Assign cards to teams instantly

Transaction history showing two funded card entries and one withdrawal for marketing expenses dated 08/11/2025.

Expense Tracking

Track every expense in real time

Team expenses dashboard showing Marketing at $150.00 and Human Resources at $122.00 with employee counts and timestamps.

Team management

Full team management and spend oversight

Cursor arrow surrounded by sparkle dots, indicating a click or interactive action.

Spend management out of the box

Watch Demo

Collection of company logos including Adalo, Metaverse, Bubble, Baseten, Slack, Google, Figma, Facebook, Klarna, Amazon, LinkedIn, Coursera, Snyk, and AWS.

Pay on 12,900+ platforms...

Get Started Now

Get Started Now

Three round ceiling lights with white trim and gray casings shown at different angles.

Three silver coins in isometric view showing different angles and orientations.

Soft pastel gradient background with blended colors transitioning from blue and pink to cream and green.

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Terms & Conditions

Privacy Policies

Pil is operated by Pilpay Technologies Ltd in Canada and Tonic Technologies Limited in Nigeria — financial technology companies, not banks, brokers, or investment advisers. Card, wallet, and USD payment services are facilitated through licensed partners. Product availability may vary by market and partner service coverage.

Pil is PCI DSS compliant and committed to the secure processing and protection of user data. Your data is processed and protected in accordance with applicable data protection laws and regulations. All rights relating to data published on this platform are reserved.

Wallets are funded with US dollar–pegged stablecoins (such as USDT and USDC). While these assets are designed to maintain a stable value, conversion rates may vary at the time of funding or payout. Pil does not provide any investment, trading, or financial advice, and nothing on this platform should be taken as such.

Pil is operated by Pilpay Technologies Ltd in Canada and Tonic Technologies Limited in Nigeria — financial technology companies, not banks, brokers, or investment advisers. Card, wallet, and USD payment services are facilitated through licensed partners. Product availability may vary by market and partner service coverage.

Pil is PCI DSS compliant and committed to the secure processing and protection of user data. Your data is processed and protected in accordance with applicable data protection laws and regulations. All rights relating to data published on this platform are reserved.

Wallets are funded with US dollar–pegged stablecoins (such as USDT and USDC). While these assets are designed to maintain a stable value, conversion rates may vary at the time of funding or payout. Pil does not provide any investment, trading, or financial advice, and nothing on this platform should be taken as such.